Find a mortgage that fits your family, not just a rate sheet.
I help Chinese-Canadian families in Richmond find the right mortgage. Whether you are buying your first home or navigating as a newcomer, I will walk you through it in English or Mandarin.
我帮助列治文的华裔家庭找到合适的贷款方案，无论是首次购房还是新移民置业，皆可以中英双语沟通。
Photo by Adrian Yu on Unsplash
Which situation describes you?
您的情况是哪种？
I am buying a home
First-time buyer or ready to move up? I will help you get pre-qualified and make an offer with confidence.
I want to refinance
Lower your rate, pull out equity, or consolidate debt. Let me look at your options.
I am a newcomer or temporary resident
Work permit or new PR? I specialize in helping newcomers qualify, even with limited Canadian credit history.
What working with me looks like
A straightforward process to get you the right mortgage.
简单直接的流程，为您找到最佳贷款方案。
Free consultation / 免费咨询
We talk about your goals and timeline. I will answer your questions in English or Mandarin with no pressure.
Pre-qualification / 预审
I pull your credit (with your permission) and give you a clear budget. You will know what you can afford before you start shopping.
Lender shopping / 对比贷款机构
I compare offers from multiple lenders including banks, credit unions, and private lenders to find you the best fit.
Application and approval / 申请与批准
I handle the paperwork and keep you updated. Most approvals come within 48 to 72 hours.
Closing and beyond / 完成交割及后续
We finalize everything with your lawyer. I am here for renewals and refinances for as long as you own your home.
Questions? I am one WeChat message away.
Prefer Mandarin? Send me a message on WeChat and I will get back to you within a few hours.
喜欢用中文？通过微信发消息，我通常几小时内回复。